Fagbola Oluwatobi Omolaja is an Economics graduate with First class honour. He has a Master’s degree in Finance and currently a PhD student in Finance at University of Lagos, Nigeria. He is a qualified professional Chartered Accountant with over six years work experiences in Banking. Oluwatobi was an Adjunct lecturer at Distance Learning Institutes University of Lagos for more than four years. He established a strong track record of finding efficiencies in several corporate departments.